Houma's most trusted Jumbo Mortgage loan broker.
When you’re ready to buy a home in Houma, Louisiana, you’ll need a loan to cover the purchase price. La Maison Mortgage Corporation is the loan broker you want to work with if you’re looking for a jumbo mortgage loan.
Our team has years of experience helping people finance their homes and has a wealth of knowledge about jumbo mortgages.
If you’re unsure if you qualify for a jumbo mortgage, We can help you figure out what you need to do to get approved.
And once you’re ready to apply for a loan, we’ll make the process as smooth and easy as possible.
Don’t wait any longer. Call us today and get started on the path to homeownership.
What is a Jumbo Mortgage Loan?
A jumbo mortgage loan is a loan that exceeds the conforming loan limit set by Fannie Mae and Freddie Mac.
The limit is currently $484,350 for most areas of the country, but it’s higher in some high-cost areas.
If you’re looking to buy a home that costs more than the limit, you’ll need to apply for a jumbo mortgage loan.
How Do I Qualify?
To qualify for a jumbo mortgage loan, you’ll need a strong credit score and a steady income.
You’ll also need to have a down payment of at least 20% of the purchase price.
If you’re unsure if you qualify, La Maison can help you figure out what you need to do to get approved.
What Are the Benefits of a Jumbo Mortgage Loan?
The main advantage of a jumbo loan is that it allows the borrower to buy a property that they would not be able to if they limited themselves to conforming loans. This can enable people to buy larger homes than they otherwise would or buy in a highly competitive market.
Another advantage of a jumbo loan is that it often comes with a lower interest rate than conforming loans. This can save the borrower money over the life of the loan.
Of course, there are some disadvantages to taking out a jumbo mortgage loan. The most significant is that they often require a higher down payment than conforming loans. This can make it difficult for some people to qualify.
Another disadvantage is that jumbo loans are not backed by Fannie Mae or Freddie Mac. This means that they may be harder to find and that the terms may be less favorable.
If you’re thinking of taking out a jumbo mortgage loan, it’s essential to carefully weigh the pros and cons.
You’ll also want to make sure that you shop around for the best interest rate and terms. And, of course, be sure to talk to a qualified mortgage loan officer to get expert advice.
Why Choose Renee Dupre MLa Maison Mortgage Corporation?
As Houma’s most trusted loan broker, we are proud to offer various mortgage products to suit your needs.
We specialize in jumbo loans and have a wealth of knowledge and experience in this field.
Our team is always happy to share our expertise with our clients and is committed to finding the best loan product for each individual client.
We offer competitive rates and terms and are always available to answer any questions you may have.
Contact us today to get started.
Knowledge and Experience
We have the knowledge and experience to help you navigate the complexities of jumbo mortgage financing.
Competitive rates and terms
We offer competitive rates and terms on all our loan products.
The Best Loan for You
We are committed to finding the best loan product for each client.
A Personalized Approach
Because no two loans are the same, we offer a customized approach to each client.
Your Questions - Answered
Our team is always available to answer any questions you may have.
A Partner You Can Trust
La Maison Mortgage Corporation is a partner you can trust with your most important investment.