Houma's most-trusted rural housing loan broker
When it comes to rural housing loans, there are many different options available, and they can be confusing. That’s where La Maison Mortgage Corporation comes in. As a mortgage loan broker specializing in rural housing loans, our team has the knowledge and experience to help you navigate the process and find the right loan for your needs.
Whether you’re looking to purchase a new home or refinance an existing one, La Maison can help. We’re always happy to answer any questions you may have and will ensure you understand all your options before making a decision.
Contact La Maison today for rural housing loan advice that you can trust.
What is a rural housing loan?
A rural housing loan is a type of home loan guaranteed by the United States Department of Agriculture (USDA). These loans are available to eligible borrowers looking to purchase or refinance a home in a rural area.
USDA Rural Development is typically the best home loan option for first-time buyers who are not military veterans, assuming the property is in an eligible rural area. USDA RD loans even offer 100 financing with no down payment.
Benefits of a Rural Housing Loan:
- No down payment is required
- Mortgage insurance is not required
- Loan terms can be up to 30 years
Contact us today for more information about rural housing loans or to speak with a loan officer.
Rural Housing Loans vs. Conventional Loans
There are a few key differences between rural housing loans and conventional loans that you should be aware of.
- Rural housing loans are guaranteed by the USDA, while conventional loans are not.
- Mortgage insurance is not required for rural housing loans, but it is required for most conventional loans.
- Loan terms for rural housing loans can be up to 30 years, while most conventional loans have terms of 15 or 20 years.
- Rural housing loans are only available for properties in rural areas, while conventional loans are available for both rural and urban properties.
Contact us today for more information about rural housing loans or to speak with a loan officer.
Why Choose La Maison Mortgage Corporation?
If you’re looking for someone who can help you navigate the complexities of rural housing financing, look no further than La Maison. Our team has a wealth of knowledge and experience in this field and is always happy to share this expertise with our clients.
Are team are Houma natives and has worked as a mortgage loan broker for over ten years.
We know the ins and outs of rural housing financing and are dedicated to helping our clients find the right loan for their needs.
When you work with La Maison, you can expect:
Personalized service
We will take the time to get to know you and your situation, to better assist you.
Honest advice
We will always give you honest advice and tell you what we thinks is best for your situation.
Expert guidance
With decades of experience in the industry, our team can guide you through the loan process and answer any questions you may have.
Competitive rates
La Maison works with various lenders so that we can find the best rate for your loan.
Peace of mind
We will make sure you understand all your options and feel confident in your decision before moving forward.
Commitment to customer service
Our team is always available to answer your questions and address your concerns.
Get Started on Your Rural Housing Loan Today!
If you’re ready to start the process of finding a rural housing loan, contact La Maison Mortgage Corporation. You’ll be glad you did.
Call us at (985) 857-8524 or fill out the form on this page to get started.
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